Health insurance plans vary widely, and the amount of coverage is different from plan to plan. Understand the main types of insurance plans and their differences.
If you have a medical or health savings account, you pay for your own health care expenses. But you do have a safety net -- a high-deductible health insurance policy that protects you from catastrophic medical expenses. See more »
How does a pre-existing condition affect your health coverage? There is no easy answer to this question -- it all depends on the specific condition, the health plan and your health insurance history.
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A provider network is a list of physicians, hospitals and other providers that offer health care services to patients in a managed-care insurance plan. Managed-care plans are usually more affordable than other kinds of plans -- but they limit your freedom to choose your own doctors.
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Ever wondered how your doctor decides what to charge for a particular service he performs? Is there anyone regulating how much money they can make?
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Choosing the proper insurance plan is a huge decision. To find out what kind of coverage you need, and to avoid paying for what you don't, there are several questions you should carefully consider before you sign on the dotted line.
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If the current debate on health care reform has left you feeling confused and uninformed, you're not the only one. Let's break down the issues, from the plans that are on the table to how they'll affect you personally.
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Utilization review is a health insurance company's opportunity to review a request for medical treatment. The purpose of the review is to confirm that the plan provides coverage for your medical services.
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The health of Americans has continued to decline for decades causing a rise in insurance premiums. To combat this problem, businesses and insurance companies are implementing wellness programs offering incentives for employees to get healthy.
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If you've ever butted heads with your insurance company to get a surgery covered, you understand why the U.S. is pursuing health care reform. But if you're happy with your coverage, you might wonder why the government is trying to change it.
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Prescription drug costs are out of control. But you, as a consumer, don't have to just sit back and pay them or, worse, forgo proper medical treatment. Learn how to pay less for prescription drugs.
See more »Texas just mandated Gardasil, the cervical cancer vaccine, for all girls entering sixth grade. But many people elsewhere are finding it difficult to get their daughters vaccinated.
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