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Health | Healthcare and Health Insurance

Whether you're choosing a doctor or trying to navigate health insurance jargon, these articles will help you understand the health insurance system.

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Inpatient and Outpatient Benefits

Thanks to advances in technology, more and more medical treatments are being made on an outpatient basis. But what qualifies as an outpatient service? How do they differ from inpatient benefits, and what does that mean for your insurance coverage?


Utliziation Review

 Utliziation Review

A utilization review is when a health insurance company reviews a request for medical treatment. Learn about the steps in the utilization review process. See more »

Preferred Provider Organizations (PPOs)

 Preferred Provider Organizations (PPOs)

PPOs are the fastest-growing kind of health care plan. Find out how PPOs are different from other plans and learn about PPO health care options. See more »

How to Choose a Health Insurance Plan

 How to Choose a Health Insurance Plan

A health insurance plan that fits your particular needs is not always easy to find. Find out how to choose a health insurance plan that is right for you. See more »

Inpatient and Outpatient Benefits

 Inpatient and Outpatient Benefits

Inpatient and outpatient benefits cover procedures that require a short doctor visit, or an overnight stay. Learn about inpatient and outpatient benefits. See more »

Co-insurance Overview

 Co-insurance Overview

learn all about coinsurance See more »

Provider Networks

 Provider Networks

Provider networks are lists of physicians and hospitals that provide services to a health insurance plan. Find out how provider networks work. See more »

Insurance Claims

 Insurance Claims

learn about health insurance claims See more »

Catastrophic Insurance

 Catastrophic Insurance

Catastrophic insurance is minimum coverage that only protects against a catastrophic injury. Learn about the pros and cons of catastrophic insurance coverage. See more »

Prescription Drug Basics

 Prescription Drug Basics

Prescription drug benefits can exclude high-cost drugs in order to keep the cost of co-pays low. Learn more about prescription drug benefits. See more »

Out-of-pocket Expenses

 Out-of-pocket Expenses

Out-of-pocket expenses are expenses that a health care plan does not cover. Learn about out-of-pocket expenses and the types of out-of-pocket expenses. See more »