Top 10 Tips for Adjusting to Retirement


Keep on Working

Many retirees take part-time jobs to supplement their income.
Many retirees take part-time jobs to supplement their income.

Wait -- retiring is all about not working, isn't it? Technically, yes. However, there are many benefits to continuing in the workforce in some capacity, assuming you're able to do so.

Making money and bolstering your financial situation is one of them -- many people are finding that their savings aren't going as far as they thought due to the rising cost of everything from gas to insurance. Even if you're in a good place financially, you could use the money to pay off debts or save for an extended vacation or home improvements. Having a regular schedule and interacting with different people on a daily basis can also help maintain the emotional and mental health of retirees.

In some companies, transitioning to part-time or flex time is an option for people in their retirement years. Maybe just cutting back is a good compromise between continuing those 60-hour work weeks and fully retiring. Many retirees take part-time jobs, either related to their previous careers or in an entirely different field. The senior citizen bagging groceries may seem like a cliché, but this is an example of a relatively low-stress job that can work well for retirees. Depending on how many hours you're working, how much money you make, and exactly what comprises your retirement income, you may be able to still draw retirement while you work.