Health Insurance

Whether you're choosing a doctor or trying to navigate health insurance jargon, these articles will help you understand the health insurance system.

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Prescription Drug Basics

Many insurance plans have excluded high-cost drugs from coverage, cut down on refills and increased co-pays. How can you get the medications you need without breaking the bank?

Out-of-pocket Expenses

Simply put, an out-of-pocket expense is a nonreimbursable expense paid by a patient. Learn about out-of-pocket maximums, what expenses count toward them, and how they vary with different plans.

Flexible Savings Accounts

Flexible spending accounts are accounts in which you can deposit a portion of your pre-tax paycheck. If you use it wisely, an FSA can help offset your out-of-pocket medical expenses and pay for your monthly health insurance premiums.

Medical and Health Savings Accounts

If you have a medical or health savings account, you pay for your own health care expenses. But you do have a safety net -- a high-deductible health insurance policy that protects you from catastrophic medical expenses.

Deductibles and Co-pays

As health care costs continue to rise, subscribers are finding that their benefits are being trimmed while their co-pays and deductibles are increasing. So it’s more important than ever to learn how to get the most out of your health care coverage.

Understanding Health Insurance

Deductibles, premiums, co-pays, COBRA … Health insurance can be complicated. In this article, we explain these key terms and many others, so you can sort through your coverage options and understand your benefits.


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