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Health Insurance
Whether you're choosing a doctor or trying to navigate health insurance jargon, these articles will help you understand the health insurance system.
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Provider Networks
A provider network is a list of physicians, hospitals and other providers that offer health care services to patients in a managed-care insurance plan. Managed-care plans are usually more affordable than other kinds of plans -- but they limit your freedom to choose your own doctors.
Insurance Claims
You've probably wondered what happens to all those forms you fill out at the doctor's office. Where do they go next -- and what happens if your insurance claim is denied?
Catastrophic Insurance
The whole point of having insurance is to protect yourself in case of an emergency, but you don't want to pay for coverage you don't need. If this sounds familiar, a catastrophic insurance policy might be right for you.
Prescription Drug Basics
Many insurance plans have excluded high-cost drugs from coverage, cut down on refills and increased co-pays. How can you get the medications you need without breaking the bank?
Out-of-pocket Expenses
Simply put, an out-of-pocket expense is a nonreimbursable expense paid by a patient. Learn about out-of-pocket maximums, what expenses count toward them, and how they vary with different plans.
Flexible Savings Accounts
Flexible spending accounts are accounts in which you can deposit a portion of your pre-tax paycheck. If you use it wisely, an FSA can help offset your out-of-pocket medical expenses and pay for your monthly health insurance premiums.
Medical and Health Savings Accounts
If you have a medical or health savings account, you pay for your own health care expenses. But you do have a safety net -- a high-deductible health insurance policy that protects you from catastrophic medical expenses.
Deductibles and Co-pays
As health care costs continue to rise, subscribers are finding that their benefits are being trimmed while their co-pays and deductibles are increasing. So it’s more important than ever to learn how to get the most out of your health care coverage.
Understanding Health Insurance
Deductibles, premiums, co-pays, COBRA … Health insurance can be complicated. In this article, we explain these key terms and many others, so you can sort through your coverage options and understand your benefits.
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