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Healthcare and Health Insurance

Whether you're choosing a doctor or trying to navigate health insurance jargon, these articles will help you understand the health insurance system.

Utliziation Review

Utilization review is a health insurance company's opportunity to review a request for medical treatment. The purpose of the review is to confirm that the plan provides coverage for your medical services.

Taking Out a Health Care Mortgage for a Cure

Researchers are proposing some creative strategies to allow consumers to pay for new and costly treatments. But will they work? See more »

Working with Multiple Healthcare Providers

It is not uncommon to have multiple healthcare providers when treating an illness. Find out what you need to know about dealing with healthcare providers. See more »

Wellness Programs

The health of Americans has continued to decline for decades causing a rise in insurance premiums. To combat this problem, businesses and insurance companies are implementing wellness programs offering incentives for employees to get healthy. See more »

High-risk Health Insurance Pools

Most people with pre-existing conditions have a hard time finding health insurance. That's where high-risk health insurance pools come in. After all, if you're sick, you still need your medication. See more »

Health Insurance Portability and Accountability Act

The Health Insurance Portability and Accountability Act, or HIPAA, was enacted by Congress to help ensure both health coverage and privacy for patients. See more »

COBRA Insurance

Most Americans are covered by their employer's group health insurance. But what happens if you lose your job? COBRA health insurance allows people to continue their coverage -- on their own dime. See more »

Outpatient Procedures

In the olden days, if you had surgery or had an accident, you could have spend several days -- or even weeks -- in the hospital. Today, you could be out in a matter of hours. See more »

Reasonable and Customary Charges

Ever wondered how your doctor decides what to charge for a particular service he performs? Is there anyone regulating how much money they can make? See more »

Pre-existing Conditions

How does a pre-existing condition affect your health coverage? There is no easy answer to this question -- it all depends on the specific condition, the health plan and your health insurance history. See more »

Insurance Exclusions

A health insurance exclusion refers to anything an insurance plan doesn't cover, from drugs to surgeries. Exclusions can vary, so it's essential that you get to know the details of your plan. See more »