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Healthcare and Health Insurance

Whether you're choosing a doctor or trying to navigate health insurance jargon, these articles will help you understand the health insurance system.

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Prescription Drug Basics

Many insurance plans have excluded high-cost drugs from coverage, cut down on refills and increased co-pays. How can you get the medications you need without breaking the bank?


Taking Out a Health Care Mortgage for a Cure

A wave of miraculous (but extremely expensive) drugs are on the horizon. But how do we pay for them? HowStuffWorks Now looks at two proposals. See more »

Working with Multiple Healthcare Providers

Working with multiple healthcare providers requires patience and flexibility. Learn more about working with multiple healthcare providers from HowStuffWorks. See more »

Wellness Programs

Wellness programs are programs that are designed to improve health and lower health care costs. Learn about different types of wellness programs. See more »

High-risk Health Insurance Pools

High-risk health insurance pools are programs that are meant to provide health care to those what can't afford it. Learn about high-risk health insurance pools. See more »

Health Insurance Portability and Accountability Act

HIPAA was enacted in 1996 in order to ensure both health coverage and privacy for patients. Learn about some of the different aspects of HIPAA. See more »

COBRA Insurance

COBRA gives former employees the option to continue with their health coverage once they leave the group plan. Learn more about COBRA insurance. See more »

Outpatient Procedures

Outpatient procedures fortunately don't require an overnight stay in a hospital. Learn about the benefits and types of outpatient procedures. See more »

Reasonable and Customary Charges

Reasonable and customary charges are what insurance companies are willing to pay for medical services. Read how reasonable and customary charges work. See more »

Pre-existing Conditions

learn about pre-existing conditions See more »

Insurance Exclusions

learn about health insurance exclusions See more »